Are any of these familiar?

You're earning well but have nothing to show for it at the end of the month. You and your partner argue about money — or avoid the conversation entirely. You have debt you're not sure how to tackle. You've tried budgeting before and it never sticks. You know you should be saving and investing, but you don't know where to start.

If any of this resonates, you're not alone — and none of it is your fault. Most of us were never taught how to manage money well. That's exactly what I'm here to change.

I'm Carol Glynn — a Fellow of the Irish Institute of Chartered Accountants, ICF-Trained Coach, and former CFO with 25+ years in global finance. I work with individuals and couples to create a complete picture of their financial health, build a realistic plan, and shift the mindset that's been holding them back.

The Financial Empowerment Session2 hours

This is where we start. Before we meet, I do all the preparation and analysis work so you don't have to. In our session, we take a deep dive into your complete financial health — reviewing your income, spending, habits, goals, and values over the past six months, as well as your net worth. You leave with total clarity on exactly where you stand.

Session 2 — Your 12-Month Cash Flow Plan90 minutes

Using everything we uncovered in session one, we build your personalised 12-month financial plan together. This is not a generic budget — it's a realistic, values-aligned plan built around your life. You leave with a clear roadmap, accountability structures, and the confidence to follow through.

Sessions 3 & 4 — Bespoke Coaching75 minutes each

The final two sessions are tailored entirely to what matters most to you. Depending on what emerged in the first two sessions, this might cover debt management, saving strategies, investing basics, money mindset work, financial planning for couples, or something else entirely. These sessions are yours.

What You Walk Away With

My personal Clarity Sheets — a clear, organised summary of your financial health

A personalised 12-month financial plan built specifically around your income, goals, and values

Improved money habits and mindset — practical tools you can use immediately

Ongoing clarity and accountability — so the plan doesn't just sit in a drawer

This Programme Is For You If...

This is for individuals and couples who are ready to stop guessing and start making intentional decisions with their money. You might be:

A professional who is earning well but not building wealth. A woman who wants to feel confident and in control of her finances. A couple who want to get on the same page about money. Someone who has tried budgeting before and wants a better approach. Anyone who wants to reduce financial stress and build a life they love.

There is no judgement here. Wherever you are starting from, we work with what you have.